{"id":1070,"date":"2014-07-06T14:11:43","date_gmt":"2014-07-06T14:11:43","guid":{"rendered":"http:\/\/www.gmarwaha.com\/blog\/?p=1070"},"modified":"2014-09-22T02:18:22","modified_gmt":"2014-09-22T02:18:22","slug":"mobile-payments-what-is-mobile-payment","status":"publish","type":"post","link":"https:\/\/www.gmarwaha.com\/blog\/2014\/07\/06\/mobile-payments-what-is-mobile-payment\/","title":{"rendered":"Mobile Payments: What is Mobile Payment?"},"content":{"rendered":"<h4 style=\"text-align: justify;\">What is Mobile Payment?<\/h4>\n<p style=\"text-align: justify;\">\n<div class=\"row-fluid\" style=\"min-height:0;\">\n<div class=\"span12\" style=\"min-height:0; border-bottom:1px dotted rgba(0,0,0,0.1); margin-top:10px; margin-bottom:10px; \"><\/div>\n<\/div>\n<\/p><p style=\"text-align: justify;\"><a href=\"http:\/\/www.gmarwaha.com\/blog\/mobile-payments-faq\/\">Mobile Payment<\/a> is one the overly hyped phrases in the industry today. It could mean a lot of different things in different contexts. In general, Mobile Payment means that as a consumer you can use your mobile device\u00a0to make payments instead of paying by\u00a0Cash, Check, Credit Card, Debit Card or any other payment mechanism. It could also mean that you could use your mobile device to accept payments from others;\u00a0or, it could mean that you can use your mobile to pay a friend\u00a0back; or just pay a bill. You get the idea.<\/p>\n<p style=\"text-align: justify;\">Let&#8217;s start a list\u00a0of things we can do with mobile and payments in this post. We will\u00a0keep adding to the list as we find more.<\/p>\n<ul>\n<li style=\"text-align: justify;\">Mobile at the Point of Sale\n<ul>\n<li style=\"text-align: justify;\"><a href=\"http:\/\/www.gmarwaha.com\/blog\/2014\/05\/11\/mobile-payments-what-is-tap-pay\/\">Tap &amp; Pay<\/a> using your Mobile NFC device\u00a0&#8211; Google Wallet, Isis<\/li>\n<li style=\"text-align: justify;\">Scan a <code>QR code<\/code>\u00a0using your mobile&#8217;s camera\u00a0to make a payment &#8211; Paydiant<\/li>\n<li style=\"text-align: justify;\">Show a QR code displayed on your mobile at the POS &#8211; Starbucks Wallet<\/li>\n<li style=\"text-align: justify;\">Pay using Mobile <code>BLE<\/code> and <code>iBeacon<\/code>\u00a0technology and the Cloud &#8211; Paypal<\/li>\n<li style=\"text-align: justify;\">Simulate <a href=\"http:\/\/www.gmarwaha.com\/blog\/2014\/04\/10\/mobile-payments-what-is-a-magnetic-stripe-card\/\">Magnetic Stripe<\/a> signals &#8211; LoopPay<\/li>\n<\/ul>\n<\/li>\n<li style=\"text-align: justify;\">Mobile Point of Sale (mPOS)\n<ul>\n<li style=\"text-align: justify;\">Mobile card reader dongle to accepts payments &#8211; Square<\/li>\n<li style=\"text-align: justify;\">Fully integrated tablet based POS system &#8211; ROAM<\/li>\n<\/ul>\n<\/li>\n<li style=\"text-align: justify;\"><code>P2P<\/code> payments &#8211; Person to Person\n<ul>\n<li style=\"text-align: justify;\">Pay a friend using\u00a0their phone number &#8211; PayM<\/li>\n<li style=\"text-align: justify;\">Pay a friend using their email address &#8211; PayPal<\/li>\n<li style=\"text-align: justify;\">Pay a friend by bumping the phones together &#8211; BumpPay<\/li>\n<li style=\"text-align: justify;\">Transfer money between different bank accounts &#8211; Bank apps<\/li>\n<\/ul>\n<\/li>\n<li style=\"text-align: justify;\">mCommerce\n<ul>\n<li style=\"text-align: justify;\">Pay in apps using\u00a0digital wallet &#8211; Pay with Paypal<\/li>\n<li style=\"text-align: justify;\">Pay\u00a0across apps &#8211; Venmo Touch<\/li>\n<li style=\"text-align: justify;\">Pay in mobile web sites &#8211; Regular mobile checkout<\/li>\n<li style=\"text-align: justify;\">Pay utility bills using your mobile device<\/li>\n<\/ul>\n<\/li>\n<li style=\"text-align: justify;\">Old Fashioned\n<ul>\n<li style=\"text-align: justify;\">Pay using SMS &#8211; <code>Premium SMS<\/code> or MMS<\/li>\n<li style=\"text-align: justify;\">Direct carrier billing<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify; margin-top: 30px;\">Mobile Payments Blog Series<\/h4>\n<p style=\"text-align: justify;\">\n<div class=\"row-fluid\" style=\"min-height:0;\">\n<div class=\"span12\" style=\"min-height:0; border-bottom:1px dotted rgba(0,0,0,0.1); margin-top:10px; margin-bottom:10px; \"><\/div>\n<\/div>\n<\/p><p style=\"text-align: justify;\">Welcome to the <a href=\"http:\/\/www.gmarwaha.com\/blog\/2014\/01\/24\/mobile-payments-faq-and-not-so-faq\/\">Mobile payments FAQ and\u00a0not so FAQ<\/a>\u00a0series\u00a0and you are on FAQ\u00a0#10.\u00a0The idea behind this series is to\u00a0share and learn as much as possible about the field of mobile payments.\u00a0If you like, you can read all of the FAQs on the <a href=\"http:\/\/www.gmarwaha.com\/blog\/category\/mobile-payments\/\">Mobile Payments<\/a>\u00a0category or by visiting the <a href=\"http:\/\/www.gmarwaha.com\/blog\/mobile-payments-faq\/\">Table of contents<\/a> page.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is Mobile Payment? Mobile Payment is one the overly hyped phrases in the industry today. It could mean a lot of different things in different contexts. In general, Mobile Payment means that as a consumer you can use your mobile device\u00a0to make payments instead of paying by\u00a0Cash, Check, Credit Card, Debit Card or any other payment mechanism. It could also mean that you could use your mobile device to accept payments from others;\u00a0or, it could mean that you can use your mobile to pay a friend\u00a0back; or just pay a bill. You get the idea. Let&#8217;s start a list\u00a0of... <br \/><a class=\"moretag\" href=\"https:\/\/www.gmarwaha.com\/blog\/2014\/07\/06\/mobile-payments-what-is-mobile-payment\/\">Continue reading...<\/a>","protected":false},"author":1,"featured_media":1013,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[52,48,50,49],"tags":[],"class_list":["post-1070","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-emv","category-mobile-payments","category-mobile-wallet","category-nfc","post_format-post-format-image"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/posts\/1070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/comments?post=1070"}],"version-history":[{"count":6,"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/posts\/1070\/revisions"}],"predecessor-version":[{"id":1157,"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/posts\/1070\/revisions\/1157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/media\/1013"}],"wp:attachment":[{"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/media?parent=1070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/categories?post=1070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gmarwaha.com\/blog\/wp-json\/wp\/v2\/tags?post=1070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}